Health Savings Account (HSA)

If you are enrolled in a High Deductible Health Plan (HDHP), this account can help you cover out-of-pocket medical expenses. Eligibility varies. Benefits include online services, tiered interest rates, VISA debit card and may reduce federal taxable income. Limit of 6 withdrawals/statement cycle. $3/withdrawal in excess. Opening deposit is $100 with a $25 set up fee. There is no minimum balance.

Health Savings Account Rates

Current Rate

TierRateAPY
$0.00 - $10,000.08%.08%
$10,001 - $50,000.10%.10%
$50,001 - $100,000.15%.15%
$100,001 - $250,000.20%.20%
$250,001 - $500,000.25%.25%
$500,001 and over.30%.30%
*APY is Annual Percentage Yield and is based on the average daily balance

Interested in a Health Savings Account? Contact one of your representatives to get started.

Personal Savings Details

This account is tailored for you & your family to cover qualified out of pocket medical expenses.
Learn More.

Money Market

Enjoy the freedom of our tiered interest savings account with the ability to write checks.
Learn More.

Montana Medical Savings

This account is tailored for you & your family to cover qualified out of pocket medical expenses.
Learn More.