This account is for a mobile & on-the-go person who prefers paperless banking. We offer you nationwide access to a surcharge-fee ATM network. Potential fees include $1/check after 3/statement cycle. We reimburse you up to $10/statement cycle of the out-of-network ATM fees we charge, just let us know at the end of the month! Online banking and electronic statement enrollment required. Electronic statements are free with online banking and a nominal fee may apply for paper statements. $100 opening deposit.